Alex Cyriac co-founded Lively to solve a deeply personal problem and one that too many Americans still face every day—the complexity and cost of healthcare. With that in mind, they built a modern, people-first take on HSAs for employers and individuals. Lively has since expanded beyond HSAs to offer a full suite of health and lifestyle benefits from FSAs and HRAs to LSAs, Commuter Benefits, COBRA, and Medical Travel Accounts. With over $2B in assets, $5B+ in HSA funds processed, and over $32M saved in fees, Lively is transforming how individuals and employers manage health finances—whether they're saving, spending, or investing. Prior to starting Lively in 2016, Cyriac held roles at Justworks, WorldPay and GlobalCollect.